Buying a Home
Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand.
One of my specialties is representing the best interests of Utah County area buyers throughout the home buying process. My comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful.
If you're like most people, buying a home is the biggest investment you will ever make. So whether you're buying a starter home, your dream home or an investment property, why not take advantage of my experience as a local market expert for Provo to make the most informed decisions you can, every step of the way?
Dream Home Finder
Home Buyer Info
Home Buyer Guarantee
Home Finder Service
How to choose a Neighborhood for Your Home Search
How to Choose a Home
Take Charge When Buying a Home
Why use a Realtor When Buying a Home?
Home Inspections Avert Future Headaches
The Basics of Making an Offer
Benefits of Owning Your Own Home
The Best Investment
Income Tax Savings
Stable Monthly Housing Costs
Forced Savings
Freedom and Individuality
More Space
Important Things To Avoid Before Buying a Home
Don't Move Money Around
The Effect of Changing Jobs
No Major Purchases of Any Kind
Don't Buy a Car - or Did You Already Buy One?
When Income Grows and You Want to Buy "Stuff"
Debt-to-Income Ratios and Car Payments
How Buying a Car Reduces Your Purchase Price
The Business Cycle and Buying a Home
Recession and Expansion
Supply and Demand
Should You Try to "Time the Market"?
Comparable Sales and Your Offer Price
Determining Your Offer Price
Comparable Sales in the Public Record
Comparable Sales = Pending Transactions
Other Factors Influencing Your Offer Price
Major Factors Influencing your Offer Price
How Property Condition Affects Your Offer
How Home Improvements Affect Your Offer
How Market Conditions Affect Your Offer
How Seller Motivation Affects Your Offer
The Final Decision on Your Offer Price
Offering to Purchase Real Estate the Basics
Introduction and Overview
Contingencies in a Purchase Offer
Earnest Money Deposit
The Closing Date
Transfer of Possession
Writing an Offer - Safeguards Regarding the Property
Disclosures From the Seller
Condition of the Property Upon Transfer
Inspections You Should Require
Final Walk-Through Inspection
How Financing Details Affect Your Offer
Down Payment
Interest Rates
Closing Costs and Financing Incentives
Seller Financing
Cash Offers
Other Financing Details in Your Offer
How FHA and VA Financing Affects Your Offer
Extra Costs for the Seller
VA and FHA Appraisals
Selecting Service Providers
You and the Seller Must Agree
Escrow and Settlement
Title Insurance
Termite and Pest Inspection
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